Prevented planting? Preventative planting? Preventive planting? Which one is it?
As you may have noticed, we have done quite a bit recently on the OCJ Web site about the hot topic of crop insurance and this question came up numerous times in the last several days. I was unsure about this, so I looked it up. The Ohio State University sources I found use “preventative,” (http://ohioagmanager.osu.edu/farm-policy/crop-insurance-what-are-the-preventative-plant-rules/) so I went with that.
I posted a story on the Web site on this topic and, soon after, got comments from others in the ag community about how this was incorrect. The others said “preventive” was correct. In response, I did a bit more searching and found that the University of Illinois called it “preventive planting” as well (http://www.aces.uiuc.edu/news/stories/news5764.html).
Now vexed, I decided upon an excellent way to decide which was correct by making a quick visit to the USDA’s Risk Management Agency Web site. After all, the federal agency that oversees crop insurance should offer a definitive answer to the question concerning the name of the insurance that covers planting of a crop that was not possible due to weather.
A quick Google search revealed the answer: we were all wrong. The RMA makes numerous references to “prevented planting.” Had I gone to the RMA site in the first place, I suppose the problem would have been “prevented.”
So, now we know, but hopefully with this stretch of nice weather (finally), it will not matter for most of you anyway because prevented planting will be prevented due to the preventative weather. Or is it preventive?